Our Process

  • Face-to-face confidential consultations
  • Customized analysis and design
  • Personalized recommendations
  • Periodic monitoring of our continued progress toward achieving your goals


How can Baystate Financial Services help you?

First, our representatives are trained to be effective listeners.  We will help you identify your goals, needs, and priorities.

Second, our local specialists will coordinate with our representatives and your other advisors to design cost effective and tax efficient strategies in estate conservation strategies, business succession, qualified retirement plans, employee benefits, executive benefits, long term care, education funding, and investment strategies.

Third, your representative will work with our skilled staff to implement the agreed upon strategies and where needed use:

Insurance products, including:

  • Term, variable, universal, and whole life
  • Short and long term disability income insurance
  • Long term care insurance
  • Health, dental and eye care

Investment products, including:

  • Individual stocks and bonds
  • Mutual Funds
  • Fixed and variable annuities

Fourth, your representative will monitor the performance of the implemented strategies and recommend enhancements as tax laws are revised, economic conditions change, and your personal financial situation evolves.